Though heating and cooling systems can last a decade or more, inevitably the time will come when it is time to replace the heating and cooling system in your home or business. At Terry’s A/C and Heating, we understand that replacing a system is a long-term investment and often a considerable (and sometimes unexpected!) expense. This is why we offer financing to help you get the system you need when you need it.

Three Financing Resources:

Wells Fargo

Buy today, pay over time with the Carrier credit card. It's a convenient way to pay for your home comfort system. Your Carrier credit card also brings you revolving line of credit that you can use over and over again, special financing where available, convenient monthly payments to fit your budget, easy-to-use online account management and bill payment options. The Carrier credit card is issued with approved credit by Wells Fargo Bank, N.A. Equal Housing Lender. Learn more.

HearthHearth 310x310

This option offers affordable payment options for home improvement projects and gives homeowners many options for financing their HVAC purchase. See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

  • Hearth makes it easy for you to find monthly payment options for your project, with:

    • Loan amounts up to $100,000

    • Affordable monthly payment options

    • Funding within 1-3 days

    • No prepayment penalties

    • No home equity required


This option is a rent-to-own solution for consumers looking to replace their residential heating and air conditioning equipment that offers low monthly payments. Click here to learn more.

Need Help?

Trust the Comfort professionals at Terry’s A/C and Heating to keep you comfortable all year long. Be sure to ask us or check our specials as certain times of the year, Carrier may offer special financing or incentives. If we have an estimate in progress or you need a second opinion to replacing your system at your home or office, let us know if we can help connect you with financing.